By: Alex CookWith interest rates in Australia at record lows, it might be time to refinance your home loan.Refinancing is simply the process of paying out your existing loan with a new loan with a different lender (or even the same lender). The ultimate goal is to get a better deal.What are the...
By: Alex CookYour business name is an important part of building your brand. You want your company name to be the first thing people think of. In Australia, when people order a “Rum” drink with a soft drink, they don’t ask for a ‘Rum and Cola’, they ask for a...
By: Kim WilkinsonDebt relief charity Christians Against Poverty Australia urges senators to block proposed termination of safe lending laws.In a national open letter, organised by consumer advocacy group CHOICE, 125 organisations and 97 prominent Australians have rallied together against the...
By: Alex CookHave you heard of Aesop’s fable about the grasshopper and the ant? The grasshopper was hopping about, chirping and singing to its heart’s content one summer day when an ant passed by.It was carrying an ear of corn bigger than its size and it was on its way back to the...
By: Alex CookIf you’re in business, you want it to do well right? I love to see businesses grow, but better still I prefer to see them multiply!Multiplication is one of the greatest biblical concepts is the principle of multiplication. In business most people just focus on addition,...
Photo by Scott Graham on Unsplash.By: Alex CookHandy Hints to improve Cash FlowThere are many ways you can improve your cash flow. For this to work it needs to be as ‘automated’ and ‘systemised’ as possible. Furthermore key people in the organisation must ‘own’...
By: Alex Cook28 “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? 29 For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, 30 saying, ‘This...
By: Alex CookFor most people, a car is considered the second biggest expense after housing. This four-wheeled product of human ingenuity has become a sure-fire status symbol and a consistent part of every working adult’s wish list.The automotive industry is spending billions of dollars on...
By: Alex CookIn this day and age we are bombarded by choice, never before have we had so many choices about what we can do and what we can spend our money on.Each year we are showered in billions of dollars of advertising messages designed to make us feel inadequate and to convince us to part with...
By: Laura BennettIf you’re struggling to see how you’ll ever afford that dream home or education, or how you will ever get out of debt, Dave Ramsey’s advice – in high demand with millennials and boomers alike – could give you the hope you need.An American finance...
By: Stuart SampsonI am a planner. That’s why I keep a diary. A diary gives me an idea of what to expect, a sense of control.Of course, I didn’t have coronavirus in my diary, I didn’t expect it, and there is very little I can do to control it.Even if you don’t keep a diary,...
By: McCrindleBreaking into the housing market is a hot topic amongst today’s younger generations with many bemoaning the skyrocketing house prices, rising cost of living and low wage growth. So is Generation Y better or worse off than their parents’ generation?In 1984, the average...
